This is a single-serving, completely non-healthy comfort food sort of treat, best for cold nights.
And, it requires a toaster oven. If you don't have one, and can figure out how to replicate this, by all means share.
I think I came up with this after my father died of lung cancer in 1990, and I'd recovered from my first-ever bout of pneumonia. It's terribly comforting, extremely gooey, and a big guilty pleasure.
Simply take a piece of bread and toast it on the lightest possible setting.
Then, while it's still warm, spread peanut butter on it.
Immediately dot the surface of the peanut butter with chocolate chips.
Put it back in the toaster oven, and toast on the lightest setting one more time.
DO NOT EAT THIS TOO SOON OR YOU'LL BURN YOUR MOUTH
But even if you do, it's almost worth it. Warm peanut butter, toasted bread, gooey chocolate chips. Yeah, it's good stuff. A glass of milk, or a hot cup of tea just make it that much more perfect.